Oops! Another birthday closer to retirement....and what age is retirement?

I looked it up. Not that I actually CAN retire in 7 more years, but maybe so and then I can apply for well, Walmart greeter, waitress, something easy and part time where I can hopefully only work a few hours a week so I can relax for once in my life. 7 years from now...wow, that sounds like a lifetime! Some findings I found online about when you can retire:


If you are 62 years old you can apply to receive Social Security retirement benefits as an individual.


If you were born in 1956: 


Your full retirement is 66 and 4 months.



Remember, the earliest a person can start receiving Social Security retirement benefits will remain age 62.
If you start receiving retirement benefits at

• age 62, you will get 73.3% of the monthly benefit because you will be getting benefits for an additional 52 months.
• age 65, you will get 91.1% of the monthly benefit because you will be getting benefits for an additional 16 months.

If you start receiving benefits as a spouse at your full retirement age, you will get 50% of the monthly benefit your spouse would receive if his or her benefits started at full retirement age. If you start receiving benefits at

• age 62, you will get 34.2% of the monthly benefit instead of 50% because you will be getting benefits for an additional 52 months.
• age 65, you will get 44.4% of the monthly benefit instead of 50% because you will be getting benefits for an additional 16 months.

Note: If you qualify for benefits as a Survivor, your full retirement age may be different.